Live Webinar – WEDNESDAY, AUGUST 12TH AT 12:00 PM EST

Ben Stef

Featuring Ben Stef

Using Leverage in a Self-Directed IRA

DSCR Loans, Risks, and Real Estate Strategy

Real estate investors often hear that leverage can help them grow faster, but using debt inside a self-directed IRA comes with rules, risks, and important planning decisions. In this webinar, Ben Stef will break down how DSCR lending works, why investors use it, and how it may fit into an IRA-owned real estate strategy. We’ll cover what to look for before using leverage, what problems can come up, and how to think through financing in a way that supports long-term portfolio growth. If you are considering rental property, private real estate deals, or leveraged investing with a self-directed IRA, this session will help you ask better questions before moving forward.

Host: American IRA
Speaker: Ben Stef
Format: Live + Q&A

What You’ll Learn

Actionable insights you can apply to your self-directed IRA strategy.

01

DSCR Lending

Learn how DSCR loans are different from traditional mortgages and why real estate investors often use them for rental properties. Ben will explain what lenders are looking for, how the property’s income can impact approval, and why this type of financing may open doors that a standard bank loan does not.

02

IRA Leverage

Using debt inside a self-directed IRA can create more buying power, but it also changes how you need to evaluate a deal. We’ll discuss how leverage may help investors grow an IRA-owned real estate portfolio while also highlighting the rules and planning questions that should be understood before moving forward.

03

Hidden Risks

Leverage can increase opportunity, but it can also create problems if the numbers, loan terms, or IRA rules are misunderstood. This topic will cover common issues investors should watch for, including cash flow pressure, financing limits, and tax considerations like UBIT or UDFI that may apply when debt is used inside an IRA.

Ben Stef

Featured Speaker

Ben Stef

I’m Ben, a mortgage strategist who helps real estate investors and homebuyers build financing plans that create long-term wealth. From DSCR loans and HELOCs on rental properties to financing strategies most banks never even mention, I specialize in helping clients unlock more opportunities and keep growing their portfolios.

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American IRA, LLC, a South Dakota limited liability company, serves as a Third Party Administrator on behalf of the Custodian, New Vision Trust Company, a state chartered South Dakota Trust Company. As a Self-Directed IRA administrator we are a neutral third party. We do not make any recommendations to any person or entity associated with investments of any type (including financial representatives, investment promoters or companies, or employees, agents or representatives associated with these firms). We are not responsible for and are not bound by any statements, representations, warranties or agreements made by any such person or entity and do not provide any recommendation on the quality, profitability or reputability of any investment, individual or company. The terms “we” and “us” refer to American IRA, with an office located in Sioux Falls, SD.