If you’re just starting to think about retirement planning, you might be thinking about how much money is in your 401(k) and what kind of investment options are available. But if you’ve been investing for a while—or even if you’re just looking for ways to diversify your portfolio—you should consider putting some or all of […]
Many people are aware of the Self-Directed Roth IRA. But you might be surprised at how many people don’t use these accounts to their full potential. If so, here’s a quick background. Roth IRAs are powerful retirement tools that let you invest after-tax income towards retirement. This means that the money owed to taxes is […]
When you invest in a Self-Directed IRA, it can feel like all bets are off. After all, using self-directed strategies through an IRA administration firm as your custodian can free up all sorts of possibilities. For example, you can start investing in real estate, precious metals, or even tax liens. However, when you take on […]
A Self-Directed IRA is a simple concept. You open one with a Self-Directed IRA administrator like American IRA. You issue buy/sell orders within the account. Then, with that administration team in your corner, you can make all sorts of investments with the tax protections of an IRA. But there’s still one question. Is it right […]
Using a Self-Directed IRA might sound like a complicated bit of financial maneuvering, but you’d be surprised. It’s surprisingly accessible for everyday investors—especially those who want to build a retirement portfolio that doesn’t necessarily fit the standard cookie-cutter approach of traditional retirement strategies. But what are the specific benefits of opening an IRA, and how […]
The 401(k) Plan. It’s one of the most ubiquitous terms in all of retirement investing. Many people think about the 401(k) as being synonymous with retirement savings in general. Yet when you have your own company or are self-employed, many find it difficult to invest this way. Fortunately, there’s one option that many investors have […]
You might have heard of LLCs. You might have heard of Single Member LLCs. And at this point, you have a solid grasp of what it means to start a limited liability company like this. But then you hear someone talk about a Self-Directed IRA LLC and that throws everything on its head. Just what […]
The “Self-Directed Real Estate IRA.” It sounds like an expensive proposition, doesn’t it? But you’d be surprised. In fact, this name is really just a nickname; it refers to using a Self-Directed IRA for investing in real estate assets. It’s not technically a unique IRA, but instead a unique strategy of investing retirement funds into […]
How does a Self-Directed IRA work? It might sound like a complicated question. After all, Self-Directed IRAs aren’t what many investors are used to. Many investors are used to the employer-sponsored plan, for example, which can limit options. However, an IRA opens up all sorts of possibilities for an investor who wants more control and […]
Not everyone thinks of debt as a wealth-building tool—but for those who do, especially in the field of real estate, there are plenty of opportunities. One of the most pressing questions for people who own Self-Directed IRAs is simple: should investors pay off mortgages first, or pay off long-term debt? To add context to this […]