Gold IRA Basics for Self-Directed IRA Owners who Diversify with Precious Metals

With the stock market continuing to make new highs, it might be a good time to take a bit of IRA money off the table and put it in something else. Of course, gold and other precious metals are always on the short list, and are popular choices among owners of self-directed IRAs. Gold, especially, has a proven track record of being a relatively stable store of value and an important ballast for Gold IRA portfolios in times of crisis and uncertainty that goes back thousands of years.

For larger portfolios, we believe that gold and precious metals have a place in anyone’s asset allocation. But before you start making purchases in your own IRA account, there are certain things every Gold IRA owner should be aware of.

  • You can’t buy gold or any other precious metal or retirement asset whatsoever from your spouse, your children or grandchildren, your parents or grandparents, or those of your spouse. You also can’t buy gold for your Gold IRA from any entities any of these people control. If you do, you’ll run afoul of prohibited transaction rules that apply to all self-directed retirement accounts, and potentially cause yourself to incur fines, penalties and a big income tax liability.
  • You can’t buy jewelry or gems, regardless of the quality of the gold in them. Direct ownership of jewelry and gemstones are both on the list of prohibited investments for IRAs and other retirement accounts – along with alcoholic beverages, life insurance and collectibles.
  • You can’t maintain physical possession of the gold. There are TV ads pushing ownership of gold coins that show a woman fondling gold coins on her dining room table. This is fine outside of retirement accounts. But if you want to own gold within your IRA, you can’t be storing it in your own home. If the IRS finds out, they’ll deem any gold you have in your possession to have been distributed, with all the taxes and penalties that would normally occur. You’ll lose the tax benefit of holding your gold within the IRA.
  • You can’t just buy any coins or bullion. Any gold you hold in your IRA – or any other self-directed retirement account for that matter, – must be in coin or bullion form, and must be from a mint that is known to mint coins or process bullion of sufficient purity and consistency. Not every type of coin or bullion qualifies. For example, the South African Krugerrand, while a well-known coin among numismatics enthusiasts and gold coin collectors and investors, is not suitable for your Gold IRA.

Here are some coins on the approved list:

  • American Eagles
  • Australian Kangaroo/nugget coins
  • Australian philharmonic coins
  • Canadian Maple Leafs
  • Chinese Gold Pandas
  • Proof American Eagles
  • American Buffalo Bullion Gold Coins
  • Credit Suisse/PAMP Suisse Gold Bars.

Some coins we know to be ineligible for IRA purposes include:

  • Austrian Coronas
  • S. Buffalo Proofs
  • British Britannia Coins
  • Belgian 20 Franc coins
  • Chilean 100 Peso coins
  • Dutch 10 Guilder
  • French 20 Franc coins
  • Hungarian 100 Koronas
  • S. Liberty Coins
  • South African Krugerrands
  • Other collectible or rare coins in general, other than those on the approved list.

This isn’t a knock on these coins. They may be fine investments for non-retirement accounts. And, of course, you can direct your IRA to invest in indirect gold ownership via gold and precious metals mutual funds, closed end funds or ETFs, via gold mining stocks, pooled accounts or futures contracts. But if you want to take a direct interest in gold, you have to hold it in one of the approved bullion or coin forms, and you must have a custodian hold it on your behalf.

Should Precious Metals Be a Major Part of Your Retirement Plan?

precious metalsGold, silver, platinum, and other precious metals. To some, they represent the only kind of “real wealth” out there. To others, they represent a sketchy and unpredictable investment that should only comprise a small amount of your retirement portfolio.

Who’s right? Well, no matter where you are on the spectrum, it’s important to realize that gold, silver, and other precious metals are simply another investment type. That means they inherently contain some diversification value. But in a broader context, you should evaluate your overall retirement goals to better discern whether you should take advantage of your Self-Directed IRA to invest in these precious commodities.

In this article, we’ll look at how larger or smaller precious metal portfolios—and their different makeups—vary from investor to investor depending on how they value these metals, as well as their individual goals and dispositions. Then, we’ll try and figure out where you might fit.

Different Types of Precious Metal Investors

Although most investors agree that a well-diversified portfolio should include some amount of gold and silver, the question of just how large a portion this amount should constitute is a highly contentious one. Across the spectrum, you’ll find investors that will say all sorts of things about the precious metals.

  • Conservative precious metal investors tend to look for just 0-4% of their portfolio in precious Precious Metalsmetals…sometimes, even less. They believe that the long-term annualized return of an investment on gold is where investors should look to gauge its true value…and they point out that the stock market tends to outperform it over time. If you’re thinking long-term, this might be a good strategy for you.
  • Diversified investors might not necessarily place a high premium on the value of gold and silver, but they still recognize that diversification isn’t done through the stock market alone. They view gold and silver as emergency investments that they typically buy and keep over the long term. These investors might invest anywhere between 2-10% of their portfolio in precious metals.
  • Aggressive precious metal investors believe that fiat currency is a problem, and investments in commodities are one of their personal solutions. A portfolio as high as 10-15% and beyond is typical for those “bullish” on precious metals—though it’s rare to see even the most aggressive investors go above this portion.

Where do you fall on the spectrum?

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Different Investment Types and Discerning the Purpose of Precious Metal Investments

There are two general types of investments when it comes to precious metals:

  • Bullion: physical gold, silver, and more in the form of bars, jewelry, and coins.
  • ETFs and stocks: Buying shares of a gold mining company or purchasing a gold-centered ETF are other ways of investing in commodities without owning physical gold.

Typically, a well-diversified investor will include both types of investments in order to give them their overall Precious Metalsportfolio target for precious metals.

But what’s the idea behind all of this focus on these specific commodities? Aren’t there other types of commodities to pay attention to? Other strategies?

The value of gold and silver is that they tend to retain their worth even when financial circumstances send stocks plummeting. That’s not to say that gold and silver are perfect hedges against the market—but they are one way of ensuring that not all of your money is tied up in a single source.

Gold and silver, like many investments, tend to increase in dollar value over time, which is why they can be a key investment—and a key reason to use a Self-Directed IRA. Contact us at 1-866-7500-IRA(472) or read more at to learn more about these accounts, which include the ability to invest in precious metals for retirement.




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Precious Metals and Self-Directed IRAs – A Perfect Match?

If you’re like a lot of Self-Directed IRA investors, you’ve taken one look at the economic landscape globally and said one thing to yourself: “boy, I should really include some precious metals in my retirement portfolio.”

Precious metals, after all, are one of those investments that seem to retain their value over the long haul – especially when you consider that precious metals have been used as currency for a long, long time, dating back thousands of years.

But what about the value of precious metals in the 21st century? Do they still hold the same promise as precious metals of old? And if you’re an investor who wants to use a Self-Directed IRA to secure a more diversified retirement portfolio for yourself, might the Self-Directed IRA be the right tool through which you invest in these precious metals? They’re very important questions – and questions we hope to answer. So let’s take a closer look at the potential marriage of your Self-Directed IRA and precious metals.

The Purpose of Investing in Precious Metals

Self-Directed IRAPrecious metals are, of course, a unique type of investment. It’s rare that you can build a retirement portfolio based on real, physical things – even real estate, to a degree, isn’t quite something you can hold in your hands and look at. Gold, silver, and platinum, though? You can put them in your safe. You can hold them in your hands. And, like so many other investments, you can invest in them in other ways, such as purchasing Gold ETFS or individual mining companies on the stock market.

What’s it all about, then? What makes gold or silver so special that they should warrant a unique position in your retirement portfolio?

Well, first things first: most investors recommend having anywhere from 2-10% of your retirement portfolio in precious metals. Only the most “bullish” precious metal investors believe that they should comprise any more than that.

But what’s perhaps even more important to remember about gold and silver is that they can serve as a great hedge against a great many things. If the stock market declines, you shouldn’t have to worry about your gold and silver declining. If the currency declines, your gold and silver may even go up. Gold and silver are a nice “foundation” upon which to build a stronger retirement portfolio, when seen from this perspective – a security blanket, if you will.

Using a Self-Directed IRA for the Investment of Precious Metals

There are many ways to invest in gold, silver, and other precious metals. You can use an investment account to purchase Gold ETFS or gold-based stocks on the market. You can walk into a jeweler’s and ask for gold bullion to put in your safe. As with the Self-Directed IRA itself, there are many different options available to you.

But what makes a Self-Directed IRA so well-suited for the purchasing of gold and silver are the many protections these retirement accounts have. Retirement accounts, after all, have many advantages over the usual investment accounts. If you have the patience for it, you can use Self-Directed IRAs to think more long-term about your gold or silver.

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Because Self-Directed IRAs allow you to have more control over what your account looks like, many people who love precious metals (who tend to be independent thinkers anyway) love the advantages afforded by working within a Self-Directed IRA. It allows you to choose your own financial destiny. If you’re interested in learning more about how you can invest in gold or silver through a Self-Directed IRA, you can be sure to continue browsing or simply call us at 866-7500-IRA(472). Be sure to learn more about investing in precious metals as you browse our site, as well.






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Are Self-Directed IRAs Only for the Wealthy?

For some people, the word ‘investment’ is reserved for only the rich. If you have a minimum wage job, you’re not thinking about “investments or Self-Directed IRAs” – you’re thinking about getting by from month to month. If you have an average income, you still might not be as worried about investments as you are making that mortgage payment, or saving up to buy a new car.

Does that mean that Self-Directed IRAs – and other types of investments – are only meant for the wealthy? People with disposable income?

The truth is, investment is for everybody. And though some of the ideas in a Self-Directed IRA – like buying precious metals or real estate – might sound like something only someone very rich would do, you’d be surprised at what you can accomplish without a top-tier income. In fact, you’ll find that a Self-Directed IRA can be one of the most ideal ways to save money and build wealth over the long term.

No, investments aren’t only for the rich. They’re for anyone who’s interested in a secure financial future. And to that end, Self-Directed IRAs can help a lot of different people out. Here’s how.

Self-Directed IRAs Have Some Financial Advantages

Sure, you’ve read here at that Self-Directed IRAs’ chief advantage is that they offer you flexibility in terms of retirement investments. And while it’s true that that is a major benefit to using a Self-Directed IRA, it’s not the only benefit. Self-Directed IRAs are just what they say: Self-Directed. That means that you aren’t losing precious money to some high-falooting portfolio manager. You’re managing your Self-Directed IRA yourself, and you don’t have to pay yourself a dime for the service.

Looking for low management fees is important for people of all investment types, since many investment fees are a percentage of the investment itself. For example, mutual funds have associated fees that come packaged with their services; if you’re going to maximize your return at any income level, you’re going to want to ensure that you’re using a mutual fund with a low fee.

This isn’t only the case with mutual funds. Hidden investment fees are a concern no matter what you’re investing in. So if you don’t have a lot of wealth but want to build a lot of wealth, you’ll do well to do your homework. And homework, of course, is free.

Building Wealth Through A Self-Directed IRA

Saying that a Self-Directed IRA is only for the wealth is a bit like saying that exercise is only for the healthy. Since a Self-Directed IRA can do a lot to help you build wealth, it can be a good idea no matter what your current income level, provided that you have a clear strategy and know what you’re doing in order to get the full value out of your Self-Directed IRA.

Building wealth over time requires discipline, a long-term focus, and a sound strategy. It doesn’t require a large investment. If you can supply the discipline, the long-term focus, and research a sound strategy, you’ll be amazed at what kind of wealth you can amass over time. In the film “The Shawshank Redemption,” recall the character Red’s famous words: “that’s all it takes, really. Pressure and time.” In this case, pressure is the expansion of investments. And the time will pass, if you have the patience to watch your cautious investments grow.

What will you do to grow your portfolio, at any income level? That question is fundamental. If you’re interested in learning more about what Self-Directed IRAs can do for you, be sure to call us at 1-866-7500-IRA(472) to learn more.

A Guide to Retirement Diversification and Self-Directed IRAs, Part II

If you’ve already read Part I of this series, you know that diversification is one of the key strategies that investors use to mitigate risk and ensure that their portfolio continues to grow in spite of market volatility. You are also beginning to understand how Self-Directed IRAs fit in to a retirement diversification plan.

As such, you know that diversification is important for you. You know that it solves problems like having all of your eggs in one basket. The only question is, how do you actually apply the principles of diversification in your own investment life, and what are the tools that will help you to achieve those applications? As you might suspect, we have a suggestion or two—but not before we explain how to best apply the tools at your disposal. Let’s take a look at some of the best ways to follow through on this need for diversification and ensure that your retirement funds are truly secure.

Common Diversification Solutions in Action

Diversification isn’t achieved until you’ve put your investments into action. You might think you know what’s coming in the market…but if all of your money is sitting in a checking account, then all you’ve really invested in is pure liquidity. Real investors know that the key to making their money work for them is to put their money to work for them – and as soon as possible. Items like real estate (through a real estate investment in a Self-Directed IRA) can, however, add to your portfolio while diversifying it at the same time.

But what do investors usually do to put these solutions into action? Let’s look at some common ways:

  • Going international. Many investors like domestic stocks, bonds, and funds just fine—but they don’t think that those are the only investments available to them. As such, they invest some of their money in more international stocks, which is usually done through a broker. It’s possible to get even more international by opening up accounts overseas, but that usually requires your physical presence and a lot of time to make sure all of the proper reporting is handled.
  • Breaking out of the “stocks-and-funds” box. We’re just as big of believers in stocks and funds as anyone else—the market is a remarkably consistent way to make money. But that doesn’t mean it’s the only way to make money, and it’s certainly not enough diversification by itself. Self-Directed IRAs allow you to invest retirement money in other forms of assets, like real estate, gold, silver, private investments, and more.
  • Mixing up the portfolio. Those who do stick with stocks and bonds know that they can’t put all of their eggs into one basket—or in this case, one fund or one company. You can have a number of mutual funds, index funds, and stocks in your portfolio to ensure that market volatility doesn’t threaten to derail you every single time you encounter a bear market.

Putting it All Together

If you’ve been paying close attention, you’ve noticed that a Self-Directed IRA is a great way to ensure that you can put money aside in different types of investments—investments that remove some eggs from a single basket so that you’re not worried about any one specific downturn in the economy. That’s because Self-Directed IRAs allow you to invest in wide-ranging opportunities, from real estate and precious metals to private companies and even royalties.

How do you get started? It’s actually simpler than you think. First, you’ll want to be sure that opening up a Self-Directed IRA makes sense within your specific set of strategies. Then you’ll want to call us up at 866-7500(472) to learn more. Diversification isn’t one thing you do; it’s an entire process of understanding how investments work and how to spread yourself out so as to maximize security.

When is the Best Time to Invest in a Self-Directed IRA?

Many of us want to beat the market. Self-Directed IRA investors look for profit in many different areas.

And for good reason. In 2008-2009, the market crash had a lot of us reeling. Many people who thought that they were smarter than the market found out in a very difficult way that they don’t always know when the best time to invest is. In fact, many people found out that if your timing is wrong, then it can affect your bottom line in a lot of different ways.

Timing is so important to investing that many people make it their exclusive focus. And, indeed, “timing is everything.” But it’s not the only thing. You also have to consider what types of investments you’ll be making. Let’s take a look at the different investment types available within a Self-Directed IRA to find out when exactly the best time for you to invest might be.

Gold and Precious Metals

For those who believe in investing a portion of your portfolio in gold and precious metals know that when it comes to these investments, timing can be very important. At certain times in the past, a well-placed precious metal investment could have yielded you significant gains that far exceeded what you might have gotten out of the market itself.

Of course, we live in the present. We don’t have the benefit of hindsight. That means we have to consider when are the best times to invest in gold and precious metals, and if there are any advantages to waiting…or getting started right away.

Precious metal investments can be a little fickle, so it’s important that you keep track of the prices over time, even if you’re not investing in them at the moment. Doing so will give you an idea of what can effect gold and precious metal prices over time.

What’s more, as with many different investment types, it helps to get started upfront so that if the investment does well, you can realize the added value right away. This is no different in the world of gold and precious metals.

Real Estate

If you want to know how important timing is in real estate, just ask someone who bought their house in 2007. Real estate can be a tricky field to navigate, and it’s not always for the faint of heart. But investing in real estate doesn’t have to be rocket science, either.

Like many markets, real estate is highly dependent upon economic conditions. That means understanding how the economy is faring as a whole will help you to get a better idea of when to invest in real estate through a Self-Directed IRA. In fact, real estate may be one of the most susceptible markets to timing. That’s why it’s important that you’re thorough in your approach to real estate and that you have a greater sense of context for the economic conditions in your area.

Knowing When to Invest in the Future

When to invest in the future? The short answer is, “now.” Even those people who timed their investments poorly before major stock market crashes realize that, eventually, things get better. In some of the worst economic calamities around, things still eventually turn around. That’s why it’s important to prepare a full, diversified portfolio as soon as possible. Even if you don’t invest right away, now’s the time to investigate your options for investing.

One of those options is the Self-Directed IRA, of course, which is why we recommend you call us up at 866-7500(472) to talk about what you can do with a Self-Directed IRA as part of your retirement plans.

Little-Known Retirement Investment Alternatives Available Through Self-Directed IRAs

Most people are not aware of the alternative investments allowed in Self-Directed IRAs.

When most people talk about retirement investing, they’re talking about just a handful of investment types. Stocks, bonds, and funds.

Those strategies can be great, no doubt. They offer plenty of stability for the long-term, and even working within that framework, it’s possible for even casual investors to built a well-diversified portfolio that keeps them feeling safe and secure.

But what if you want to go that extra mile? In fact, what if you’ve been reading about Self-Directed IRAs and know that you don’t only want to diversify through alternative investment types like real estate and precious metals, but that you want to understand the full gamut of investment types available through Self-Directed IRAs? In that case, you’ve just hit the jackpot, because we’re going to address some of the different investment markets that you can touch on through a Self-Directed IRA.

  • Hedge funds. Hedge funds tend to be the strategy of high-income and high-wealth investors who are looking for an alternative to the usual investment strategies. Hedge funds can be high-risk depending on who’s running them…but for some people, that’s right up their alley. Is a hedge fund right for you? Unfortunately, there’s more to learn about hedge funds than we have the space for here, so we recommend thoroughly understanding hedge funds before you decide to get involved with one.
  • Foreign stock. Someone who’s looking to hedge against domestic inflation will likely want to think about holding some degree of foreign stock. After all, the New York Stock Exchange isn’t the only stock exchange around. Holding some amount of foreign stock can help you attain a more international approach to your investments that helps you feel protected against any domestic economic downturns. What’s more, if your expertise is in foreign stocks, then a Self-Directed IRA may be the way to go.
  • Royalty rights. The old phrase “there’s more than one way to skin a cat” applies here, because there’s more than one way to secure wealth building in retirement accounts. Investing in royalty rights is one potential avenue to build wealth when working within the confines of a Self-Directed IRA, helping you to further diversify your retirement nest egg far from the realm of stocks, bonds, and the usual avenues.
  • Farm real estate. How’s this for getting off the traditional grid of investments? Investing in farm real estate is a great way to secure something of real, demonstrable value for your retirement nest egg. Of course, investing in farm real estate can be a challenge in and of itself, which is why it’s important to make sure that you know what you’re doing–but the same principle applies for investments of all types. For those who enjoy working in farm real estate, a Self-Directed IRA can be the ideal way to build up for retirement.
  • Admit it: as much as you’ve thought about investing in a commodity like gold or silver, how much action have you actually taken to make these commodities a part of your investment strategy? A Self-Directed IRA affords you plenty of freedom to diversify your retirement portfolio with commodities, helping to hedge against inflation and to ensure that true diversification is achieved.

In short, Self-Directed IRAs represent a tremendous opportunity for you to manage your own investments, become more involved in your retirement plan, and take the reins of your financial future. What’s in store for you with a Self-Directed IRA? Well, if you’ve been reading, you know that there are plenty of options. Contact us at 866-7500-IRA(472) to find out whether or not a Self-Directed IRA might be right for you.

Five Ways You Never Thought You’d Use to Grow Your Retirement Investments: Self-Directed IRAs

If you follow most of the traditional advice, you probably view retirement investments as one simple thing: an investment in the stock market. Sure, people will diversify through index funds, mutual funds, and more, but at the end of the day, they’re still treating the stock market like the only game in town.

Self-Directed IRAFortunately, the way retirement accounts are set up allows for more freedom and flexibility than that. In fact, it allows for a heck of a lot more flexibility when you’re working within a Self-Directed IRA. And what’s more, many of these strategies are great ways to diversify your overall retirement portfolio so you can plan on retirement with more security and less anxiety about your future.

So what if you never thought you’d be using these strategies to help with retirement? As the old saying goes, you live and you learn…

Strategy Number One: Real Estate Investing. Real estate investing is a key way to ensure that you hedge against the stock market–after all, real estate is part of its own market. Making wise real estate investments with your retirement money isn’t only possible, but it’s ideal in many cases because it presents the opportunity for sustained growth over time.

If you don’t know a lot about real estate, that doesn’t necessarily preclude you from thinking about real estate investments as an option. Just as you don’t have to be an expert in the stock market to invest in it, you don’t have to be a real estate expert to have success with real estate. Anyone who’s ever sold a home for more Real Estate IRAthan they bought it will tell you the same.

Strategy Number Two: Private IRA Lending. Making private loans and earning interest on those loans can happen with a Self-Directed IRA. It’s one of the options available through Self-Directed IRAs that few ever take advantage of. Of course, like any other type of investment, you’ll want to do your due diligence before you make any sort of loan. But with the right knowledge and foresight, you can have a lot of success by utilizing this option as a piece of your retirement portfolio.

Strategy Number Three: Private Companies. If investing in private companies sounds like an investment strategy reserved only for the very wealthy, consider that anyone with a Self-Directed IRA can make some sort of investment in a private company in their retirement portfolio. After all, any stock investment is an investment in a public company…why should private companies be so incredibly different? The answer is, they actually aren’t!

Private IRA Lending BusinessStrategy Number Four: Tax Liens and Tax Sales. Investing in tax liens is becoming more and more popular these days, and since you can include them in a Self-Directed IRA, they’re actually seeing more activity in peoples’ retirement portfolios. Tax liens allow you to have the government do the collecting work for you while you focus on the investment itself–or simply sit back and relax, knowing that you’ve spent your money wisely.

Strategy Number Five: Commodities. Even if you’ve never viewed yourself as a commodities investor, it’s not difficult to see the opportunities present in precious metals like gold and silver. They not only offer a hedge against inflation, but offer a general way to diversify your investments.

For more information on the opportunities present in Self-Directed IRAs, be sure to call us at 866-7500-IRA(472) or keep reading to see exactly how you can take control over your financial future. The more proactive you are now, the more peace and security you’ll feel over your retirement nest egg.








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Four Choices a Self-Directed IRA Allows You to Make

For most people, having more choices in their life isn’t about having more control, or say-so. It’s about having more freedom.

Nowhere is that more apparent than in dealing with your financial future. The freedom to make your own choices isn’t only important so that you can take the reins of your financial destiny, but your choices can actually have a major impact on the size of the nest egg you end up leaving for yourself. Choices don’t have to mean more complexity; instead, they can mean more security and more freedom—if you know what the choices mean, that is.

Let’s explore some of the choices that you can make when you opt for a Self-Directed IRA and learn a few of the things you’ll need to take into account before you make those choices:

Choosing a Greater Range of Investment Types

Stocks, CDs, mutual funds. How many times have you invested in one of the categories of financial commitments without actually taking the time to consider exactly the choice you’re making? Sure, we’re told all the time that we should invest in the stock market, pick a conservative mutual fund, and wait things out. But is that really all that’s out there?

Well, by now you’ve probably guessed that there are more options—more choices—available to you. In a Self-Directed IRA, your investment options can include everything from real estate to gold and precious metals to private investments. All that’s limiting you is you, because you’re the one who has to take action if you’re going to start thinking about using a Self-Directed IRA and investing your money with more control.

Choosing the Quality of Your Portfolio

When you put all of your money away in one account and allow a money manager to pick your portfolio for you, you’re often doing a wise thing. Sure, there are some times when this isn’t a good idea, but if you work with a reputable company and a wise money manager, your portfolio will eventually be strong.

The problem is, you should ultimately be in charge of the quality of your portfolio, and that means diversifying beyond the mere breakdown of stock, CD, and mutual fund types. Expanding your portfolio to include other hedges against the stock market like real estate will give you the freedom to stop checking your stock ticker every day.

Choosing Between Management Fees and Personal Investment

Money managing is a great tool to have—as long as you’re not getting nickel-and-dimed by the money manager thanks to exorbitant fees. We believe that you should be able to make a choice here by managing your own money through a Self-Directed IRA if you so desire. This means fewer fees to worry about and more control over your financial destiny.

Can it be scary at first? Not if you have experience in a specific field of investment, like real estate, which a Self-Directed IRA gives you access to. We believe that a smart money manager knows their strengths—and that includes Self-Directed IRA holders as well as professional money managers.

Choose Your Hedges

Hedging against inflation, hedging against the market—these might sound like complicated concepts, but they aren’t. We believe that every retirement portfolio needs some sort of investment to fall back on if the major markets collapse, and that every retirement investor should feel confident making the choice of hedges themselves.

If you’re interested in how to start making more of your own choices in a Self-Directed IRA, please don’t hesitate to read more on our site here at or contact us directly at 866-7500-472(IRA).