Real Estate IRAs: Because You May Live Longer Than You Think!

The good news is longevity is way up! The bad news is longevity is way up!  Due to the increase in longevity, Real Estate IRAs are the way to go!

Well, as bad news goes, we have heard worse. It is great that people are living longer. However, longer lifespans present a problem when it comes to retirement planning: Any given nest egg must last a lot longer than it used to.  It must also generate a reliable stream of income the whole time, without fail.

People are underestimating the problem: A recent study of British senior citizens found that people in their 50s and 60s are grossly underestimating the likelihood that they will live to age 75, 85 and beyond.

The report, from the Institute for Fiscal Studies, found that people in their 50s and 60s tend to underestimate their chances of survival to age 75 by around 20 percentage points and to 85 by around five to 10 percentage points. Meanwhile, those who have reached their 80s become overly optimistic about the chances that they will see 95.

The result is a significant gap between the assets required to generate a retirement income for that long and the probable need itself.

“As individuals are given more responsibility for saving for their retirement, and more freedom over how they use those savings in their later years, it is a concern that many are systematically misjudging their longevity,” said IFS research economist David Sturrock. “When people underestimate their chances of surviving through their 50s, 60s and 70s, they may save less during working life, and spend more in the earlier years of retirement than is appropriate, given their actual survival chances.

The Value of Real Estate IRAs

At American IRA, we believe Real Estate IRAs should be part of any significant retirement portfolio: real estate is a proven long-term income generator, which also provides the potential for capital gains, and the prospect of increasing rental income as a hedge against inflation.

Leverage and Real Estate IRAs

Real Estate IRAs also have the advantage of ready access to leverage.  This greatly increases the cash-on-cash return for Real Estate IRA investors as compared to more Traditional IRA asset classes, which are typically unleveraged.

Lenders know that real estate is a relatively stable source of wealth and makes excellent collateral for loans. It is therefore much easier to get financing for real estate than for other forms of investment. While you cannot sign a personal guarantee or pledge non-real estate assets as collateral for a loan to buy property within your Real Estate IRA, there are several lenders eager to help you finance Real Estate IRA properties. You just have to do your borrowing on a non-recourse basis.

This means the loan must be secured entirely by the property in your Real Estate IRA. The lender can have no claim or recourse against you, personally, nor any assets held both inside and outside the Self-Directed IRA.

We often see lenders willing to finance about 65 percent of the purchase price of the real estate investment, though they frequently have tighter requirements for condominiums or properties in historically volatile real estate markets, such as Florida.

You should be aware of the impact of unrelated debt-financed income tax, however, which may result in a current tax liability for gains attributable to borrowed money, rather than your own contributions to your retirement fund.

Real estate is also frequently a much better asset to pass on to heirs than a closely-held small business or other more esoteric investment; as homes are usually easier to sell than businesses.  Real estate investments could also be managed easier than a small business held within a Real Estate IRA, for example.

Real Estate IRAs and Diversification

Real Estate IRAs can also help protect owners against stock market risk: The more different asset classes you have making up your retirement portfolio, the less affected you could be by unexpected declines in any one asset class. We believe Self-Directed IRAs, including Real Estate IRAs, can help investors achieve meaningful diversification across a variety of asset classes that are difficult to access using conventional off-the-shelf retirement products available from Wall Street investment firms.

The combination of steady rental income streams, access to financing and leverage, potential capital gains and the possibility of keeping up with inflation make Real Estate IRAs an excellent addition to many of our clients’ retirement portfolios.

To learn more about Self-Directed IRAs and Real Estate IRAs, call American IRA at 866-7500-IRA (472), or visit

New Hotel Construction, Strong Job Growth Creating Opportunity for Charleston Real Estate IRAs

Real estate is looking good for homeowners and buyers throughout South Carolina. That’s the outlook from University of South Carolina economist Joey Von Nessen, who spoke recently to investors and realtors at the annual Year in Review and Residential Market Update, held in January in North Charleston. That’s good news for owners of Real Estate IRAs, who have chosen to commit retirement assets to direct ownership of real estate in order to take advantage of the asset protection, tax free or tax-deferred income and capital gains on real estate rent and capital appreciation.

Von Nessen has partnered with Stephen Slifer, another economist and former Wall Street forecaster, who has started a Daniel Island firm called NumberNomics. While economic growth seems to be leveling off in South Carolina, things still look positive for Real Estate IRAs. South Carolina has enjoyed consistent employment growth over the past year. “That’s good news for housing,” said Von Nessen.” “You can’t get buy a house if you don’t have a job.” So

South Carolina has also benefited from hourly earnings growth of 4.4 percent through October 2016.

Contributing to the bull market in Charleston-area real estate: The planned construction of a half a dozen new high-end hotels, all in the Charleston City market. The construction of these hotels may lead to a series of broader property improvements to the area, as zoning commissions lean on developers to provide traffic and other quality of life improvements as a condition of approving construction.

This should benefit real estate IRA owners who are able to establish themselves in nearby commercial and real estate properties alike, as house prices and commercial space prices through out the area should benefit from the increased economic activity.


Von Nessen’s research is projecting home sales growth to decline somewhat in 2017, but still post a robust growth of 8.1 percent for the Charleston metro area.  That comes on top of home sales growth of 11.9 percent last year and 17.9 percent in the prior year. So we’re still seeing growth, but on a more sustainable, rational level. Likewise with median home price increases, which slipped from 6.2 percent in 2015 to 4.6 percent last year.

That 4.6 percent, however, is roughly in line with long-term historic averages for residential house-price appreciation. It’s also not far from median mortgage rates in today’s market – another factor which tends to buoy demand for real estate.

Realtors at the conference indicated that while they have seen some reduction in demand for higher-end houses up to $500,000, houses priced around $200,000 are still selling quickly, thanks in part to major employers such as Volvo and Boeing continuing to move into the area or expand their operations.

American IRA, LLC is among the nation’s leading experts at providing administrative services to owners of Real Estate IRAs. With offices in Charlotte and Asheville, NC, we have a particularly strong footprint in the southeastern United States, including both North and South Carolina.

For more information, call us today at 866-7500-IRA(472), or contact us via our website at There you’ll find a wealth of informative and educational articles and custom publications on all aspects of self-directed IRA investing, including Real Estate IRAs, 401(k)s, SEPs, gold and precious metals and others.

Self-Directed Real Estate IRA Update: Alternatives to Eviction

Eviction is a time-consuming and expensive process – best avoided if you and the tenant can manage it. You don’t want the legal expenses and court hassles involved with the legal eviction process, which can take weeks or months. That’s not good for your Real Estate IRA, and it’s not good for you.

Moreoever, your Real Estate IRA tenant doesn’t want an eviction on his or her record, either,  which can impact their credit and make it even more difficult for them to find a new place to live.

In some cases it’s unavoidable. The tenant either isn’t listening or is actively destructive to the property and is trying to abuse the process, at your expense. But there are alternative paths to resolution that work out much better for both you and the renter, short of eviction, that you can explore.

Here are some things you can do.

  • Identify temporary problems. Sometimes an inability to pay rent or comply with some other critical part of the lease agreement is temporary. For example, say you have a rental property in your Real Estate IRA and the tenant is late on the rent. If you’re able to speak to them, though, you may find that the tenant lost her job last month. But she’s actually working again, and making even more money, but won’t receive a paycheck again for another week and a half or two weeks. After that she’ll be even more financially qualified to rent the property. This is a classic case where it’s much better to work with a tenant who is otherwise good, but is going through a temporary cash crunch. It’s much easier to wait two weeks ad collect in full, rather than play hardball with a slow-payer.
  • Don’t paint your tenant into a corner. Remember: The second you evict, the tenant loses all incentive to pay you, and instead must focus on coming up with money for first and last or a security deposit at the new place.

You can get a judgment for the outstanding rent, minus the deposit – but good look collecting on it. If collecting it were that easy, you’d have the rent already.

  • Consider a referral to a charity or outside agency. There are a number of charities that provide short-term housing loans or grants to individuals facing eviction or foreclosure. Catholic Charities and the Red Cross both do so, as do the military relief societies for members of the Armed Forces. These organizations could provide a bridge loan or some other assistance to help a struggling tenant stay current, and buy both you and them some time to work out a more lasting solution.

Sometimes you may have elderly individuals renting from you who just need some social services support to help them remember to pay bills, clean, take their medications, etc. You may help them contact family or other sources of support to help keep them current on the rent. With a little support, these individuals can be very successful tenants for many years. They are worth keeping.

  • Offer an incentive to move. It’s a fact of life that evicted renters don’t clean up very well – and occasionally vandalize their units outright. Evicting causes a lot of hard feelings. But what if you provided an incentive for a successful move-out within a certain amount of time? Getting the place re-rented that much sooner can put more money back in your Real Estate IRA, and you save hundreds of dollars or more in court fees/eviction costs. You also reduce the risk of vandalism. Provide a cash incentive or a forgiveness of part of a months’ rent in exchange for the tenant’s moving out by a certain date.

Note: Remember to pay all legal expenses using funds from your Real Estate IRA. You cannot pay attorney’s or court filing fees for evicting a tenant from your Real Estate IRA owned property.

American IRA, LLC is experienced at working with Real Estate IRA investors, as well as investors who hold real estate within other retirement accounts. With offices in Asheville and Charlotte, North Carolina, we work with Real Estate IRA owners in all 50 states.

For more information, or to schedule a free consultation, call us at 866-7500-IRA(472), or visit our extensive online library of information at


Real Estate IRAs – Dispelling Common Objections

When it comes to investing, there’s a lot of information out there—and a lot of misinformation as well. Being able to tell which is which is one of the keys to educating yourself as an investor and keeping your retirement investments secure, safe, and stable over the long haul. That’s why we love to dispel some of the common myths and objections when it comes to Self-Directed IRAs—and today, we’re tackling Real Estate IRAs.

Are we saying that all objections or questions to Real Estate IRAs—or Self-Directed IRAs in general—are meritless and without value? Of course not. But by the time you’re finished reading this article, you should have a solid grasp of which objections you might want to consider…and which ones really aren’t objections at all:

Common Objection #1: Real Estate IRAs Leave You Little to Invest With!

The idea of contributing, say, $100 per month to an IRA is easy when you’re investing in stocks and mutual funds. When you’re investing in real estate, many people understandably wonder how a similar strategy might work when it comes to Real Estate IRAs.

The truth is, you can use leverage in a Real Estate IRA as long as you use non-recourse loans. These types of loans help protect your overall portfolio, because it means that a lender can only come after the asset in question—not the rest of your money. But the point here? The fact that you can utilize leverage to invest in real estate, even from within a Real Estate IRA.

Common Objection #2: But Real Estate Isn’t Stable!

What investment is? Even the stock market, one of the most consistent-performing investment vehicles out there, can be difficult if you don’t know how to manage it. You have to make sure that your assets are diversified, you have to make sure that you don’t sell everything just because of one or two bad years, and you have to ride out any potential economic crisis with an eye on long-term gains. Is it really so different from the real estate market, where you place an eye on long-term value…with the possibility of collecting rent for short-term income? In some cases, real estate can be just the kind of stability people need to secure for themselves a retirement income.

Common Objection #3: Real Estate is Hard to Manage

True: if you’re acting as landlord and property manager, you’re going to have a heck of a time handling everything. But when it comes to Real Estate IRAs, you’ll hire a property manager to handle the basics. They’ll see to the maintenance of the property and to dealing with tenants so you don’t have to—in many ways, this makes real estate investments much like any other type of investment, wherein you simply have to sit tight and hope for it to grow over time.

Common Objection #4: Most People Don’t Know Real Estate Well Enough to Invest

A valid objection, but should it be prohibitive? Consider how little most investors truly understand about the stock market…yet still understand that if they make the right decisions, they can stand to benefit from having their money in the market after a long period. Real estate doesn’t have to be very different.

If you’re looking for alternative investment vehicles to round out your retirement portfolio, now might be the time to consider Real Estate IRAs. Call us at 828-257-4949 to learn more about Self-Directed IRAs or simply keep visiting to learn more and see if you can’t dispel a few other myths about retirement investing.

What You Might Not Know About Real Estate IRAs

You’ve heard of the IRA. You know that you should be investing in them. You know that you should be planning for your retirement. But then there are more words thrown at you. “Gold IRAs.” “Real Estate IRAs.” “Self-Directed IRAs.” You thought you had a good handle on the situation, and suddenly you’re learning that there are all sorts of options within this scope of the IRA itself.

What’s an investor to do? Well, if you’re intrigued by this phrase “Real Estate IRA,” then you’ve come to the right place. A Real Estate IRA is indeed a fantastic way to build wealth over the long term to secure a nest egg for retirement. But if you don’t know much about it beyond that, you’ll be able to read some of the basic “what you didn’t know about Real Estate IRA” points right here. What’s more, we’ll point you to some further resources and give you some key contact information so you can get even more deeply involved in learning about these intriguing retirement accounts.

Advantages in Real Estate IRAs

If you know a little bit about IRAs, you know that they’re retirement accounts that come with some advantages for the same long-term investing for which they’re designed. IRAs allow you to invest over the long haul and take the money out when you hit retirement age. But let’s talk about the advantages that Real Estate IRAs can specifically offer you over other types of investment accounts:

  • Income generation. Simply put, there are few ways to stimulate income generation better than real estate. And since income generation is the goal of your IRA – to provide you with an income in your sunset years – real estate is often seen as an ideal sort of investment for your retirement purposes.
  • Growth potential. This isn’t like investing in bonds – with real estate, you know that there are more opportunities for growth. There is risk, as well. But if you take a long-term approach, you’ll be able to tolerate risk while building long-term wealth.
  • Rather than investing in a mutual fund designed to mimic the stock market, you can find all sorts of options when you invest in real estate, including investing in raw land, single-family homes, condominiums, town houses, apartment buildings, commercial property, and more. There are plenty of ways to use your strengths when it comes to building wealth in a Real Estate IRA.

Limits and Regulations for Real Estate IRAs

Of course, it’s not all benefits – there are also some things to be aware of when you invest in a Real Estate IRA:

  • No personal use. Owning assets in an IRA for personal use is a no-no, which means you can’t buy a condominium through your IRA and then live in it. You have to keep them distinctly separate from your personal life.
  • Income must remain within the IRA until you make a distribution. For example, if you take money out of your Real Estate IRA, the IRS may consider that a “taxable distribution,” which means it could be susceptible to high fees depending on your age and the type of the account you’re using.

If you want to learn more about Real Estate IRAs, continue browsing We can also point you to our section on Real Estate IRAs…and we’d love to hear from you, as well. Be sure to call us at 1-866-7500-IRA(472) to get in touch with us and learn all there is to know about investing in real estate through an IRA and building a nest egg for retirement.

Five ‘Bad Assumptions’ Investors Make About Real Estate IRAs

“You know what happens when you assume, right?” This famous quote goes on to talk about the first three letters of the word “assume” and—well, you can probably fill in the rest from there. But when it comes to investing, it’s true: many assumptions do end up being false or, at the very least, faulty. And this is particularly true when it comes to Real Estate IRAs, an investment strategy with which even savvy investors often don’t have experience.

Today, rather than talk to you about the benefits of Real Estate IRAs—you can find plenty of those littered about—we thought we’d talk about these faulty assumptions. After all, if you spot one of your own…well, we’re not saying that you’re making a fool out of yourself, but you could certainly stand to investigate these IRAs a little bit more.

Bad Assumption #1: Real Estate IRAs aren’t realistic for the average investor.

First, define the “average investor.” It’s a myth. It doesn’t exist. What you actually have are a lot of people across the United States who try all sorts of different investment types when it comes to their retirement. There might be a “usual” strategy, but that doesn’t mean that even first-time investors are locked out of any hope of success simply because real estate isn’t the usual path. If anything, real estate can be a great alternative to the usual route, especially for those who like to think outside the proverbial box.

Even investors without tremendous wealth can use leverage in Real Estate IRAs, which is a short way of saying that you can get a loan to build wealth through your real estate. You don’t have to be a magnate in order to invest.

Bad Assumption #2: Real Estate IRAs preclude any other type of investment.

Wrong. Diversification is a healthy thing, which is why many people advocate against putting all of your retirement nest eggs in one basket. Other types of investments including precious metals, private companies, and even the stock market will always be available to you whether or not you do decide to invest in real estate.

Bad Assumption #3: You can live in your real estate investment at the same time.

Unfortunately, this is not true: there are certain restrictions on your real estate investing through Real Estate IRAs, and this is one of them. You can’t live in a piece of real estate that you own through your IRA, which means you’ll have to keep separate, no matter how convenient it may seem to live in a home that is also an investment.

Bad Assumption #4: Real estate is too complicated for most investors to understand.

More complicated than the stock market? Private companies? Precious metals? Granted, it’s not always easy to succeed in investments without forethought and research…but the same is true of all investment types. You don’t have to be an investment whiz to grow wealth over the long term as long as you’re prudent in your choices and willing to take consistent action to make sure that your retirement investments are growing.

Bad Assumption #5: It’s not worth learning about real estate because real estate is different everywhere.

True, real estate is different everywhere…but not so different as to preclude learning about it. If you’re interested in learning more about Real Estate IRAs and other ways of building your retirement wealth with a Self-Directed IRA, be sure to contact us at 866-7500-IRA(472). You can also continue to view and read all of our resources about Real Estate IRAs and more.

Does Your “Investment Personality” Line Up with Real Estate IRAs?

Real Estate IRAs“Investment personality?” you might ask. “What’s an investment personality? I want to make more money than I have. That’s my investment personality.” Okay, we’ll admit it: the idea of an ‘investment personality’ might not seem to have a lot of merit at first—until you realize that you do have a set of clear priorities and preferences based on your experiences.

To one person, Real Estate IRAs—for example—might fit perfectly in line with their investment personality. For someone else, a Self-Directed IRA of a different sort might be more appropriate.

The question becomes: what exactly is your investment personality, and how can you know it? Let’s look through some basic questions to find out exactly what yours is – and whether or not Real Estate IRAs are the right match for you.

Basic Investment Personality Questions: A Short Quiz

Your investment personality might not be the same as your normal Real Estate IRAspersonality. Some people who find themselves perfectly risk-averse and introverted in their personal lives might enjoy a riskier approach to their investments…and vice-versa. Let’s take a few moments for some questions that may just reveal some things about your investment personality:

  • What do you value most about your investments? “Having money” seems like the easy answer here. But dig a little deeper to find out the true core of your investment beliefs: do you want money so you can have security for your family? Do you want money so that you can enjoy retirement to the fullest? Do you want more money so you’ll have more freedom in your daily life? Do you want more money so you can leave your family with a bigger legacy after you’re gone?
  • How much risk are you comfortable with? Are you the kind of investor who would rather watch their nest egg grow more slowly if you can have more certainty that it won’t be as susceptible to risks? Or do you like mixing in a little risk to have a more aggressive portfolio? Are you the kind of person who would risk it all for the chance to earn a lot more?
  • What kind of retirement future do you value for yourself? Some people simply want the confidence that they’ll have a regular income of some sort. Others want a large enough portfolio that they won’t have to worry about any of their expenses. Granted, most people would take “all of the above” in most cases…but if you think about it, you might find there’s an answer best suited for your individual goals.

Are Real Estate IRAs Right for You?

After you’ve taken some time to answer the questions above, you should have a clearer idea of what kind of investments are right for you.

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Where do Real Estate IRAs fit into all of this? Real Estate IRAs tend to be great investments for the following personality types:

  • People who value a consistent incomeReal Estate IRAs
  • People who like a hand’s-off approach to real estate
  • People looking to leverage their retirement assets
  • People who don’t trust the current retirement system in place to provide a healthy, consistent income
  • Investors looking to protect their real estate assets in some way

If any of the above sound like you, it might be time to consider that Real Estate IRAs might just be in your wheelhouse. Of course, there are plenty of options and regulations to consider before you start out—but if you want to learn more, you can always contact us at 1-866-7500-IRA(472) to find out whether or not your investment priorities truly line up with Real Estate IRAs and the advantages they afford you.




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Five Reasons to Include Real Estate IRAs in Your Retirement Plans

Real Estate IRAsLet’s pretend that you’re doing better than 90% of people and you have your retirement plans set. You have an IRA or two, perhaps a 401(k) through your job, and maybe even a little money in savings.

You know your goals, you know approximately when you want to retire, and you’re doing well. Why, then, would you consider something as outside-the-box as Real Estate IRAs?

Well, first off: most people aren’t doing this well. They need a more assertive plan upon which to build their respective retirement nest egg. And secondly, just because you’re doing somewhat well doesn’t mean you can’t always build for an even stronger future. If your plan is not only to survive retirement, but to thrive in retirement, then it’s worth exploring all of the options available to you. And that doesn’t only mean understanding the advantages of Real Estate IRAs, but knowing the reasons why you might want to consider them in this day and age:

Reason #1: Social Security is not necessarily enough. In fact, you could even say that Social Security is in trouble. Granted, for today’s elderly, sometimes Social Security is in fact the exact security they need—but it’s not easy to fund. Many people anticipate that Social Security will not be available to the next generation the same way it’s available to the current generation. That means you’ll have to plan for yourself an income that you can count on when you’re retired, unless you want to keep on working—even when you’re no longer able.

Retirement AgeReason #2: Retirement age isn’t necessarily accurate anymore. People are living longer in this day and age, which is good news—however, retirement age hasn’t risen with the longer lifespans. That means that people are planning longer retirements. That’s great, if you can get it. But in order to achieve a long retirement for yourself, you’ll need to build a considerable amount of wealth—and that doesn’t just happen overnight through a few investments. It happens with long-term, strategic thinking.

Reason #3: Returns on investment aren’t what they used to be. The stock market is highly unpredictable, and though it does give good returns over time, most investors realize that there are better ways to invest than to rely solely on the stock market. Acquiring real estate through Real Estate IRAs is a great alternative that allows you to separate some of your money from the market’s fluctuations.

Reason #4: Real Estate IRAs still come with many advantages. Chief among them: the ability to invest in a wide range of real estate choices (from simple residential real estate to raw land) and the ability to use leverage. Buying real estate as part of your retirement investments does have some drawbacks—such as not being able to keep the real estate for personal use—but these advantages are key to providing the kind of long-term growth you’d need out of your real estate.

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Real Estate IRAsReason #5: The future is uncertain. This is not a characteristic unique to our times. The future is uncertain and always will be. Diversifying your portfolio, thinking outside the box, and investing in things that tend to retain a large portion of their value over time are time-tested strategies for success. But the key is being able to take action in the here and now – otherwise, the future keeps being postponed to a dwindling date.

Do Real Estate IRAs have a place in your portfolio? Continue to browse or simply call us at 1-866-7500-IRA(472) to expand your knowledge about these incredibly important tools for building wealth.







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Real Estate IRAs: Important Rules to Remember

Real Estate IRAs

Real Estate IRAs can be one of the most important tools in your “investment toolbox” when it comes to adding diversification and security to your retirement portfolio.

But despite the advantages you have in an IRA of this type, you’ll find that there are some rules you’ll want to know before you even begin–and these rules can help shape the strategy you undertake in building a retirement nest egg for you and yours.

Are these rules overly restrictive or prohibitive? You’ll find that many of them not only make sense, but can actually help you become a more disciplined investor. There may be some rules you find restrictive when it comes to your individual investment style, but you’ll find that many of the benefits of Real Estate IRAs can outweigh these restrictions.

That being said, it’s important for anyone interested in Real Estate IRAs to know them like the back of your hand. This won’t only help you navigate the world of Real Estate IRAs, but will help you make sense of the real estate market as a whole:

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Basic Restrictions of Real Estate IRAs

First things first: restrictions.

When people hear a phrase like “restrictions,” some have a negative reaction. Some are discouraged from making an investment altogether. Others, however, have a more proactive approach: they want to know the restrictions so they can begin investing legally and as securely as possible. Try to keep a positive attitude and you’ll find these restrictions aren’t particularly limiting:

  • Property use is limited; you and other qualifying persons won’t be able to use the property in which you invest. For many, this was the plan all along, and isn’t a major determinant in whether or not they’ll use a Real Estate IRA altogether.
  • Property purchasing can be limited, specifically to buying property from yourself or other qualifying persons. This prevents you from shifting real estate you purchased outside of an IRA and bringing it into the context of your own IRA.
  • Investments must be made for your retirement account, not for your current wealth benefit, which means that you shouldn’t expect to use all of the IRA advantages to enhance your current status. Your aim should be at creating an effective retirement portfolio.

For more information about limitations, be sure to visit our Real Estate IRA page or call us at 1-866-7500-IRA(472).

Other Rules in the Real Estate IRAReal Estate IRAs

  • You can use leverage to purchase within your Real Estate IRA, which means that you can borrow money to make such a purchase. There is a limit here: it has to be non-recourse financing. Be mindful that non-recourse financing and unrelated debt income tax rules apply.
  • Your property manager is responsible for collecting rental income, paying expenses, and the profit should only go into your retirement account. Many investors who wanted to use a property manager in the first place don’t find this to be restricting.
  • You can own real estate through a Roth IRA, which of course gives you the same benefits of the Roth IRA.

When you learn more about Real Estate IRAs, you find out that they’re not all that different from investments in any other IRA. Sure, there are some specific restrictions and rules, but many of the same tax benefits you get from IRAs is just as applicable in a Real Estate IRA as any other IRA. That’s one thing that attracts so many investors to the Real Estate IRA for their retirement portfolio; but as you see here, there are plenty of reasons investors might want to consider expanding the portfolio and diversifying with some real estate in their overall investment strategy.




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