Real Estate IRA -How it Helps in Times of Economic Uncertainty

If you’ve looked at the headlines recently, you know what “market volatility” really means. And it’s not just about whether or not the market’s up one day and down the next. Market volatility refers to uncertainty in the stock market, pundits not knowing whether the recent dip is a “correction” or a true “bear market.” And in times like these, anyone interested in maintaining their wealth turns to options like the Real Estate IRA.

Why real estate? Because if the market is due for another crash—and every crash seems to be inevitable with how things have been in recent decades—then it’s important to have some source of real, tangible assets you can turn to and rely upon for an income if you need to retire. A Real Estate IRA allows you to generate real estate income while everyone else is searching for returns solely through the stock market. And if that sounds like an ideal situation for you, keep reading.

Why a Real Estate IRA for Economic Uncertainty?

We know what you’re thinking: real estate is fallible. Heck, it was a real estate bubble popping that forced us into the “Great Recession,” lowering real estate prices and dragging the entire economy down with them.

We’re not telling you that you need to own 100% of your retirement assets in real estate. Far from it. What we’re telling you is that there is another option out there if you don’t want to have all of your eggs in the stock market basket—especially when it seems like the stock market is right at the top of the roller coaster and headed the wrong way.

A Real Estate IRA allows you to invest in real estate with certain protections. Perhaps the most relevant of these protections is the use of a non-recourse loan; in this kind of loan, you’re able to borrow money without exposing the rest of your assets to risk. A lender can only come for the value of the loan itself and the equity in a non-recourse loan; they can’t come other your other assets.

That’s one way to help feel safe in times of economic uncertainty. But that’s not all a Real Estate IRA does, either.

Using a Real Estate IRA to Generate Income

Having an income when you’re set for retirement isn’t just a priority; it’s a necessity.

That’s why it’s so important to think outside the usual stock market box if you’re closer to retirement and need to secure a solid income for yourself. And when investing in real estate through a Real Estate IRA, you use a property manager to handle the property and the rent money, which means you don’t have to fret about managing every little detail. Like many investments, you provide the capital and the initial research, and throughout the life of the investment you mostly let its value come to fruition. (Obviously there’s more to the process than this, but for now we like to keep the general lessons simple).

If you want to learn more about how a Real Estate IRA can help you weather an economic crisis or even mere economic uncertainty, you should read our section on Real Estate IRAs. There you’ll find the nitty-gritty—the nuts and bolts information that will help you figure out whether or not one of these might be right for you. And if you want to learn more about Self-Directing your IRA, be sure to contact us at 1-866-7500-IRA to learn more about Real Estate IRAs and much, much more.

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