Creating an incentive, matching plan for employees often sounds like something that only huge companies with major HR budgets can handle. Your company—with fewer than 100 employees—does not have that. But is it still possible to create an IRA plan that makes sense for employees, allows you to incentivize contributions for retirement, and attract new […]
When most people talk about funding IRAs, they usually talk about one of three funding methods. Contributions, transfers, and rollovers. But when you break things down, you will see that you have more options for funding a Self-Directed IRA than only three. There are actually five different types of funding options that are worth talking […]
When you use a Self-Directed IRA, one of the most immediate and obvious benefits is that you get to choose investments that you normally would not have available through a traditional arrangement. For example, many employees who have a 401(k) plan through work only have a limited amount of stock funds to choose from. However, […]
Using a Self-Directed IRA has obvious advantages. For retirement investors, it means they can put away money and anticipate tax benefits—all while investing in the assets they choose. This can include nontraditional retirement assets as far-ranging as precious metals and real estate to tax liens. But what about holding a Self-Directed IRA in difficult economic […]
Look out below. As stories hit the wires that the U.S. saw a massive 32.9% annualized decrease in GDP in the second quarter of 2020, investor fears were triggered, including a selloff on Wall Street as the Dow Jones moved downward. For many people, this is the top news: the effects of the COVID pandemic […]
When you want to save money for retirement, you sometimes want to do it one little chunk at a time. But for other people, that is not fast enough. Being able to put larger contributions towards retirement means it will be easier and faster to achieve your retirement goals. Can you do that with a […]
This year, gold hit a new record: as of this writing, the yellow metal is worth over $2,000. While some gold pundits have seen this coming for years, it should be something of a surprise for some investors who did not see the turbulent financial year of 2020 coming. That is why this year has […]
You might have heard of the Self-Directed SEP IRA. But what happens when you run a business and you start to realize that you need a flexible way to invest? What happens when the low contribution limits of a Traditional or Roth IRA simply are not enough to keep up with the retirement strategies you […]
When you get excited about the possibilities of the Self-Directed IRA, it’s easy to feel a burst of momentum. You can’t wait to begin investing and building retirement wealth on your terms. But then you find out that there are particulars to answer—particulars like which Self-Directed IRA plan to choose. And as you get bogged […]
You may have heard of Self-Directed IRAs. For example, you will have learned that you can invest in real estate with a Self-Directed IRA, which means that you can grow nontraditional retirement assets as part of an overall retirement strategy. You may have heard of a IRA administration firm, which allows you to manage these […]