When retirement investors talk about “inflation hedges,” what does that mean? On one level, it means that it is important to own property that will retain value, even if the value of the dollar plummets over time. And given that the goal for inflation is about 2% per year, it is probably safe to say […]
Before COVID-19 hit, many Americans were already hurting. In 2019, it was reported that many Americans couldn’t even make a $400 emergency payment—that’s how razor-thin their budgets were, as many in the middle class lived paycheck-to-paycheck. How, then, should someone expect that the common investor can put aside money for retirement when asset prices are […]
When you direct your own IRA, what can you then invest in? The question is too big to answer. It might be more accurate to ask: what cannot you invest in when you have a retirement account with more control? As a Self-Directed IRA investor, you will be able to open up your retirement portfolio […]
A Self-Directed Checkbook IRA is a key retirement strategy for many investors. But who is most likely to benefit from this type of arrangement, and why is that the case? In this article, we’ll explore the types of investors who often benefit from a Checkbook IRA. Although a Checkbook IRA is a highly independent style […]
When you hear about Self-Directed IRAs, it’s typically with one thought in mind: diversification. Self-Directed IRAs, after all, allow investors to branch out beyond the typical slate of mutual funds that they might have in a traditional investing option, such as a retirement plan offered through their employer. With a Self-Directed IRA, an investor can […]
It is something every retirement investor has to deal with: risk. Sure, on a long enough timeline, an investor’s risk tends to decrease, particularly if they know how to diversify their assets. But what if your timeline isn’t so long? And what if your decisions are sometimes driven by the short-term pain of watching a […]
So, you have done your research. You know that a Self-Directed IRA can be a great way to give yourself the freedom to invest in non-traditional retirement assets like precious metals, Single Member LLCs, and real estate. But you are not quite sure how you’re going to get the funds you need in that account […]
The term FIRE stands for “financial-independence, retire early.” And it is a realistic goal if you have the discipline. The term was coined by a Wall Street broker named Joe Dominguez, who worked hard in a very lucrative profession while he was young and saved and invested aggressively. He achieved financial independence early in life […]
“Diversify.” You have heard the advice over and over again. But what does it mean, and how much should an investor diversify? We do not have any easy answers for you; after all, we are not a financial advisor that will tell you exactly what your portfolio should look like. But we are a Self-Directed […]
ERISA stands for “Employee Retirement Income Security Act of 1974.” This was a federal law passed to encourage Americans to save for their own retirement security, as well as to provide a framework for employers to establish and contribute to employer retirement plans. ERISA also established the IRA as we know it, though the Roth […]