Entries by Jim Hitt

Keep an Eye out for These Possible Changes to Self-Directed IRAs

Potential tax law changes might be arriving in 2019.  This could affect individuals who have Self-Directed IRAs.  While there has not been a major overhaul to the tax code since 1986, two U.S. Representatives have introduced—or more accurately “reintroduced” — the Retirement Enhancement and Savings Act (RESA). The bill is intended to increase access to […]

Self-Directed Solo 401(k)s, Self-Directed SEP IRAs and Self-Directed SIMPLE IRAs – Which is Right for You?

Generally, small business owners and contractors have three choices when it comes to choosing an employer-sponsored defined business retirement plan: The 401(k), which most people are familiar with, the Self-Directed SEP IRA (Simplified Employee Pension) and the Self-Directed SIMPLE IRA. Each of these account types allows you to set aside much more money on a […]

Why Self-Directed Real Estate IRA Investors Should Focus on Cities with Growing Populations

Population growth is one of the big drivers of residential real estate investment returns. Self-Directed IRA investors would do well to focus their efforts on cities that are experiencing strong population growth. This the primary long-term driver of housing demand, and ultimately supports increasing home values and rental prices. Look for solid price gains that […]