Internationally, the ‘smart money’ is starting to move more toward alternative asset classes, and away from traditional fixed income assets. That means that IRA investors are in the catbird’s seat, as institutional money begins to flow in their Self-Directed IRAs direction. A new report from J.P. Morgan indicates that the traditionally conservative, staid pension funds in […]
Many Americans are feeling insecure about retirement. And it is no wonder. The days of staying with one company for forty-five years and then enjoying a comfortable retirement thanks to a generous pension are no longer the norm. Plus, everyone hears those rumors—true or not—that Social Security might not be around (at least in its […]
If you have a Self-Directed IRA retirement account that owns a single-member limited liability corporation (LLC), you probably understand that when you used your retirement funds to purchase the LLC, the LLC became a separate entity. You may purchase assets and make investments through the LLC, and you might even have check-writing privileges. One thing […]
As equity prices soar – and arguably become more dangerous – more Americans are looking to diversify into other asset classes by opening a Self-Directed IRA. These are IRAs that enable them to think beyond Wall Street financial products like stocks, bonds and mutual funds and get into alternative asset classes like gold, silver, direct […]
Self-Directed Roth IRAs provide a powerful combination of tax benefits and features: There is no up-front tax deduction on Self-Directed Roth IRA contributions, but as long as the assets remain in your IRA for at least five years, there are no taxes on any income or any growth of capital for as long as you […]
Most Americans know they really should be saving and investing for retirement. But most Americans are also clueless about how much they realistically need to have saved up in order to provide for a secure and acceptably comfortable retirement income. Self-Directed IRAs are just part of the retirement picture that also includes conventional assets, Roth […]
Establishing a self-directed retirement account is easy. But if you are new to Self-Directed IRAs and other retirement accounts, it behooves you to understand what you can and cannot invest your Self-Directed IRA assets. Self-Directed IRAs are very flexible. Investors are attracted to Self-Directed IRAs because they allow them to free themselves from the relatively […]
One of the many advantages of opening a Self-Directed IRA account with American IRA, LLC is the ability to allocate retirement resources to private equity opportunities. These tend to be early stage or turnaround opportunities that provide the potential for outsize returns and diversification against an increasingly overheated stock market. However, Self-Directed IRA owners should […]
As you probably already know, traditional individual retirement arrangements (IRAs) were created to provide working people with a tax-deferred vehicle for accumulating savings that will supply them with income after they retire. The Self-Directed IRA contributions are deducted from taxable earned income and effectively allow savers to postpone paying taxes on the contributions until they […]
Nothing is certain, it is said, but death and taxes. And so, it goes that even with the tremendous tax advantages of Self-Directed Real Estate IRAs, they are not totally free of taxation, either. In addition to unrelated debt-financed income tax (UDIT), which we have written about here, Self-Directed Real Estate IRAs must also pay […]