Effective 10-1-2017


SMS Privacy Policy


American IRA Client Reminders

References to “we”, “us” and “our” herein refer to American IRA.

American IRA is committed to protecting your privacy. This SMS Privacy Policy explains how we treat the Personal Information that we collect and receive from you in connection with your use of the SMS Service and is included in the Terms of Service.

By using the SMS Service, you agree to the terms of this Policy. American IRA reserves the right to modify or change this Privacy Policy at any time with or without prior notice to you. Your continued use of the Service following the posting of any changes to the Policy constitutes your full acceptance of those changes.

“Personal Information” is information that individually identifies you, such as your mobile phone number or user/screen name, as well as the messages you send us.


What We Collect From You


American IRA receives your mobile phone number when you send a text message to us. We also receive any user or screen name that you select in connection with the Service, as well as any messages or feedback regarding the Service that you send to us.

We use this information to (a) provide you with service, (b) process and respond to requests, (c) improve the Service, and (d) send you important announcements or messages.

Each message that you send through the service is stored on our servers.


Disclosure Of Your Information


We will not rent or sell your Personal Information to other companies or individuals. We may use or disclose such information to the following:

-Third parties who have entered into non-disclosure agreements with us.

-A company controlled by, or under common control with, American IRA for any purpose permitted by this Policy.

-Third parties in response to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.

-To third parties if we believe it is necessary to share personal Information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of American IRA’s Terms of Use, or as otherwise required by law.

We reserve the right to send you certain communications relating to the Service, such as announcements and administrative messages, without offering you the opportunity to opt-out of receiving them.


Security


American IRA takes every precaution to ensure the security of your Personal Information. However, we cannot guarantee that hackers or unauthorized personnel may gain access to your Personal Information despite our efforts. You should note that in using the Service, your information will travel through third party infrastructures which are not under our control (such as a third party SMS delivery platform or your carrier network).

We cannot protect, nor does this Policy apply to, any information that you transmit to other users. You should never transmit personal or identifying information to other users.


Opting Out


American IRA provides you with the ability to opt out of the Service for any reason. You can opt out by texting “STOP” to 31509.


Age Requirements


The Service is not intended for any person under 18, and American IRA does not knowingly collect information from any person under the age of 18.

By using the Service, you are representing that you are at least 18.


International Users


This website is not directed to anyone located outside of the United States, and this website is controlled, operated, and administered by us from our offices within the United States of America.  We do not knowingly offer goods or services to data subjects outside of the United States or monitor the behavior of persons (data subjects) located outside of the United States.  By using or continuing to use this website, you are confirming that you are located within the United States, and agree that you will not provide personal information, or otherwise use this website, if you are located outside of the United States.  While this website does not knowingly solicit, collect or store the personal information of international users, through fraud, deceit, or other unauthorized or inadvertent disclosure, we may receive personal information pertaining to individuals located outside of the United States.  If a person located outside of the United States becomes aware that he or she has provided us personal information, as defined in Article 4 of the General Data Protection Regulation (GDPR), please contact us at: [email address].com and upon verifying the information, we will immediately delete the unauthorized information from our servers and records.


Questions


If you have any additional questions regarding this Policy, please feel free to contact us any time at reply@americanira.com.