The Self-Directed IRA: Why You Should Get Started Now.

Self-Directed IRAIn our experience, many people who are otherwise attracted to the concept of Self-Directed IRAs and other retirement accounts put things off too long.

For example, they may be waiting until their balance is higher so they can buy more assets. Or quite often they wait until they have the perfect investment property lined up and ready to buy before they begin the process of setting up a self-directed retirement account with a custodian or third party administrator. And by that time it could be too late. It only takes a day or two to set up and fully fund an account, but sometimes that delay can gum up the works – especially in today’s competitive seller’s market in real estate.

At American IRA, LLC, we’ve deliberately made it very easy to quickly set up and fund your very own self-directed IRA, SEP IRA, Roth IRA, SEP, SIMPLE, 401(k), Roth 401(k), and even Coverdell and health savings account. Just download the forms online, open the account, and send a check or wire the funds, just as you would with any.

Self-Directed IRADon’t worry about minimums. We work with you where you are now, today. You don’t have to wait until you have hundreds of thousands of dollars to invest, and you don’t have to wait until you can buy an entire house with cash before you can open a self-directed account. Provided you meet the IRS’s eligibility criteria, you can open such an account and contribute whenever you want.

How can we do this? Because unlike most firms that charge fees based on a percentage of your account under management, we at American IRA, LLC have chosen a flat rate menu of services. This is much more efficient for most of our clients than an expense ratio-type fee structure, and we disclose everything up front. You just pay a flat fee per transaction, regardless of the transaction size.

This enables us to provide best-in-class service even to very small account holders. We know full well that many of these small accounts will eventually become large ones. That, of course, is the whole idea behind long-term investing.

[tweetthis twitter_handles=”@iraexpert” hidden_hashtags=”#SelfDirectedIRA”]Best deals go to nimblest money-open Self-Directed IRA now-you’ll be…[/tweetthis]

Don’t have a deal yet? Not a problem. You don’t always have to hold 100 percent of your self-directed assets in unconventional and often illiquid asset classes like real estate, land, tax liens and certificates, private loans and the like.

Don’t Let an Annual Fee Deter You

Like many investment companies, American IRA, LLC does have an annual fee. But that fee does not apply until you actually make your first investment. You’re not going to see a barrage of fees hitting your account until you are actually up and running and making investments with your self-directed account.

Self-Directed IRASpeed is Critical

The best deals often go to the nimblest money. Money that that you can provide now is going to be able to buy more than money you can provide tomorrow. The difference is trivial if you’re buying money market fund shares, but the difference can be significant when you’re buying houses in many competitive markets like San Francisco, Dallas, San Jose and Miami. In these cases, you can invest a lot of time and effort into acquiring a property, only to lose it at the last minute because you are still trying to get your self-directed retirement account set up and funded.

If you prepare now, you will be much more nimble and competitive out in the marketplace – and you’ll have more success with less time commitment and less hassle.

If you are interested in self-direction, and you’ve been putting it off until the time is perfect, that time is now. You can get started with nearly any account size, and you can have things ready for when the opportunity arises. Call us today at 866-7500-IRA (472) for a no-obligation consultation. Or visit us online at and visit our vast library of educational and instructional materials.

We look forward to working with you!






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