Retirement Income – Why the 4 Percent Rule Is Obsolete
In years past, financial advisors had a rule of thumb: It was generally thought safe for retirees to draw down about 4 percent of their retirement income from nest eggs […]
Author Archive for: americanira
Entries by American IRA
Why Own Gold in a Gold IRA?
You can own gold, as well as other precious metals, within your Gold IRA. Nothing lasts forever. Economies, empires, stock markets and currencies rise and fall. Governments issue and revoke […]
Self-Directed IRA Investment Options and the Importance of Diversification
The word is out about Self-Directed IRA investment options. It’s about time for some good news! A recent study of employed adults nationwide, has reported that retirement savings balances are […]
A Lender, Be: Using Retirement Funds for a Private IRA Lending Business
It pays to lend money. Over time, private IRA lending business has been consistently profitable for millions of entrepreneurs of all sizes, throughout history. After all, the banks don’t own […]
Avoiding Self-Directed IRA Penalties: Why You Need American IRA
Here’s a sad Self-Directed IRA Penalties case from the “Kids, Don’t Try This at Home” files: A recent case from Federal Tax Court slapped an innocent taxpayer with taxes on […]
10 Asset Protection Tips For Self-Directed IRA Owners
While many Self-Directed IRA Owners aren’t exactly the Rockefellers, most people who choose to self-direct their IRA investments and use self-direction in other retirement accounts have, on the whole, been […]
Self-Directed Retirement Accounts and the Importance of Diversification
A recent study of employed adults nationwide, has reported that self-directed retirement account savings balances are way up. It’s about time for some good news! The 15th Annual Retirement Survey […]
Your 401k Affects Your Self-Directed IRA
Retirement planning has something in common with pharmacology: Just as a doctor needs to understand how certain drugs may interact with one another, retirees and those who help clients plan […]
Real Estate Versus Stocks
So we’re often asked Real Estate versus Stocks … “which is better?” With investing, though, the answer is always, always, always the same: “It depends. All investing decisions are subordinate […]
Self-Employed Retirement Planning
If you are successfully self-employed, or you are the owner-employee of a successful small business, most of the financial news you see doesn’t speak about self-employed retirement planning. For example, […]